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Borrower Guide

Questions to Ask a Private Lender

A practical checklist of questions to put in writing before signing a private credit term sheet.

Overview

Placeholder introduction. Written answers to a short list of questions frequently reveal how a loan will behave under stress. This guide provides that list and explains what each answer indicates.

Checklist

Placeholder section. Topics will include total cost of capital, draw mechanics and approval standards, definitions of default, extension terms, servicing transfer rights, and the lender's enforcement history in general terms.


CPCA is a nonprofit oversight organization and not a law firm. This guide is general information, not legal or financial advice. Consult a licensed attorney in your state.

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